Define your project
Discuss your full home remodel, kitchen, bathroom, ADU, addition, backyard or roofing project. Financing availability may differ by project type and provider.
Financing & payment options availablePlan the home.
Plan the home.
Explore the possibilities.
Talk with Golden Empire USA about financing options for your remodeling and eligible home improvement projects. Start with a clear scope and a budget that reflects your priorities.
Ask about financingFinancing is subject to provider approval, project eligibility and financing terms.
Your project. Your priorities.Know the scope.
Know the scope.
Understand the terms.
We help define the construction work. The financing provider determines approval, available amounts, rates, fees and repayment terms.
Review available options
Ask which options may apply to your property and scope. Eligible efficiency improvements may qualify for programs that do not cover the whole remodel.
Decide with full information
Review the total financed amount, payments, interest, fees, security requirements and repayment terms directly with the provider before signing.
Renew Financial’s CaliforniaFIRST program offers PACE financing for eligible improvements in participating California communities.
Availability depends on the homeowner, property, jurisdiction and qualifying project. Ask us whether it may be an option for your scope.
PACE creates a lien on the property and is repaid through property-tax assessments. Payments increase your property-tax obligations and may affect a future sale or refinance. Review the provider’s complete disclosures before committing.
PACE is not a grant. No financing approval, rate, rebate or energy savings is guaranteed.
Read California’s PACE consumer guideBefore we get started
A few helpful answers.
Can I ask about financing before I have plans?
Yes. Share the type of work, your property’s city and your priorities. We can discuss the proposed scope and next steps for exploring financing.
Does every project qualify for PACE?
No. PACE applies to eligible improvements and properties under the provider’s program requirements. A broader remodel may contain both eligible and ineligible work.
Do you guarantee approval or offer a fixed advertised rate?
No. Approval, rates, fees, available amounts and repayment terms are determined by the financing provider. Request written terms for your situation.
Your next chapter
Request an estimateLet’s talk scope, budget and possibilities.
Tell us about your home, your priorities and the space you want to create.